We take your concerns about the COVID-19 crisis seriously. In an effort to limit the risk of exposure to our clients and staff, we are offering consultations by phone or video chat and are capable of carrying out your representation without you needing visit our offices in person.

True Zero Down Chapter 7 Filings
Same Day Filings

Stop Wage Garnishment,
Repossession, or Foreclosure Now!

File Chapter 7 Bankruptcy with Full Attorney Representation

File Now Pay Later
$0 Down Files you today!

File your case today, stop garnishments now, receive a real bankruptcy case number.

0% Interest
Low monthly payments
No payments for 30 days after filing
Court filing fees included


Flat Fee Upfront

Low Flat Fee.*

We'll beat any attorney price**

Take Advantage of Chapter 13 Debt Reorganization

$695 Upfront Fee* for a Chapter 13 filing.

Not everyone is eligible to file bankruptcy under Chapter 7 because of income or a previous bankruptcy.
Chapter 13 can still offer those individuals relief from creditors and collection activities. Additionally, if you are behind on mortgage payments, HOA fees, a vehicle loan, or have tax debt, Chapter 13 allows you to protect your assets by paying those debts over a 3-5 year period. In a Chapter 7, you may be able to keep your home or car, but you have to become current on payments shortly after you file. Certain tax debts are not affected by a Chapter 7 filing.

In some circumstances, Chapter 13 is a better option because it provides more flexibility to protect assets by rolling late mortgage or HOA payments into the repayment plan, and under certain conditions, principal amounts owed on a home or vehicle can be reduced.

* Basic Chapter 7 and Upfront Chapter 13 fees include preparing, typing, and filing the bankruptcy petition, statements, and schedules, noticing creditors, and attorney representation at hearings. Court filing fees and the cost of required financial management courses and credit reports are not included. Not all chapter 7 filings qualify for our flat fee. Additional fees may apply depending on the complexity and urgency of your case. Additional attorney’s fees for Chapter 13 filings are paid through the repayment plan.   

** Price match requires a written quote for the same scope of work and is limited to Maricopa county residents

Wm markov

William Markov

Managing Attorney

Bill is a graduate of the Sandra Day O’Connor College of Law at Arizona State University and has practiced law in Phoenix since 2009. Bill focuses on bankruptcy law because it allows him to make a positive impact in people’s lives. 

“I’m dedicated to finding the right solution that works for you and to fighting for your legal rights!”

Client Reviews

"Extremely knowledgeable and very professional. I saved thousands of dollars compared to other law firms! Job well done!"
"I was facing a garnishment of my wages and I could not afford to have any extra money withheld against my paycheck. They filed my case right away and stopped the wage garnishment. I would recommend them to anyone looking for an experienced attorney."
C. P.
"The staff there was so professional and polite to me throughout process. I had a million questions pertaining to my case and they took the time to return my calls and answer all my questions. To much of my surprise on many occasions I was able to speak directly with my attorney."

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